Victoria Wallace and her husband of 17 years, Sean, have unfortunately been denied the ability to jointly own their marital home after they had a mortgage application rejected on the basis that Sean was deemed “too oldâ€.…
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Romanian man has his entire house stolen and replaced with a field of crops
If you’re in the market for a holiday home it may be wise to avoid purchasing on the Danube Delta in Romania, after one unlucky owner returned to his, only to find it had been stolen and replaced with a field of ready-to-harvest crops…
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A 13ft by 13ft beach hut that contains no bedroom as well as no electricity has been put on the market for a record price of £225,000, indicating that the sale of beach huts may well be outperforming properties even in the most sought after boroughs of London…
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With the average house price in London’s Zone 1 and 2 currently at over £640k, it can make sense to live a little further away and have a cheaper property. Of course, the rail fare will cost you quite a bit, and there’s the travelling time to take into account, but will that add to your quality of life or detract from it?…
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One of the most effective ways to transform any building is by covering it with a climbing clematis that erupts into blossom and colour at certain points in the year. Victorian houses built with old handmade bricks covered in cascading blossom produce the perfect picture postcard image. Even a 1960s built eyesore can look chocolate box if the right plant shrouds its drab exterior. There is nothing better than seeing a country house covered in a carefully trained ancient wistaria but what is the cost of the damage to the fabric of the building going to be?
10 Questions on Climbing Plants and your Property
Ten things to consider with climbing plants next to your property. 1 Are all climbing plants bad for your property? No – some are beneficial and attractive whereas others can cause damage to the walls, foundations and roofs and … Continue reading
The Supreme Court is reputedly set to reject a challenge to the rule in Monk on notices to quit given by joint periodic tenants. The case referenced above saw a seven-judge panel hear a challenge to the 1992 ruling from a man left stranded in a property after his wife terminated the joint tenancy and left him. We look at the challenge, which asked what impact, if any, the European Convention on Human Rights might have…
Recent figures have shown that you will need a salary of nearly £40,000 to be able to afford a mortgage.
The average person takes out a mortgage loan of £119,000 and if you consider that the national average salary is only £26,000, repayments can cause financial difficulties.
This isn’t great news for first time buyers and people who want to get themselves onto the property ladder. Looking at how the economy is at the moment where you can’t even live on the national minimum wage, getting a mortgage is looking impossible.
However, there are certain schemes like the Help To Buy Scheme which has been highly credited recently as this is helping a lot of first time buyers step onto the property ladder. With a deposit of 5% this is perfect for everyone who is struggling to make that step.
‘The Government has created the Help to Buy scheme to help hard-working people like you take steps to buy your own home. Whether you want to get onto the housing ladder or move up it, Help to Buy makes it possible to buy a new-build or existing home priced up to £600,000 with as little as a 5% deposit’. – See more at: http://www.helptobuy.org.uk/#sthash.0QIuZcrG.dpuf/
If you are a first time buyer and are looking for a surveyor, please have a look at our website and find your local surveyor -Â www.propertysurveying.co.uk
