Tag: mortgage

To discuss a Building Survey or any other property requirements contact Richard Peat MRICS

www.suttoncoldfieldsurveyors.co.uk

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Richard Peat MRICS

“I have 13 years experience in helping clients with property issues and can highlight defects with your potential property purchase, through a Building Survey, House Purchase Survey or Homebuyers report, I can also provide property valuations. I also carry out commercial work and am a qualified Level 3 Non Domestic and Domestic Energy Assessor.

“If you are buying (or valuing) a property, you could save thousands in unexpected remedial works by instructing us to carry out a property survey on your behalf. Please don’t hesitate to give me a call”

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements

Looking for a surveyor in Rotherham, South Yorkshire?

www.rotherhamsurveyors.co.uk

George PasseyRotherham Minster in All Saints Square dates back to the 15th century and includes parts of even older Norman and Saxon buildings. On the outskirts of the City, a brick glass-making furnace is the oldest surviving structure of its type in Europe. The remains of the 16th century College of Jesus building survive in the town centre, a Grade II listed building, the oldest surviving brick structure in South Yorkshire.

Local Director George Passey FRICS is a member of the Royal Institution of Chartered Surveyors. He leads Right Surveyors Yorkshire, an independent and professional property consultancy providing an efficient and personal service tailored to suit the needs of each individual client.

For friendly advice without obligation, please call George on

0800 880 6264 or 01143 680 368

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements

Why do I need a survey?

All buildings have defects and some can be expensive to fix. Instructing a surveyor to undertake a Full Building Survey, House Purchase Survey Report or Homebuyer Survey will highlight these defects and allow you to budget for the future and limit the risks in the property. With this information, you will be able to make a reasoned decision on whether to go ahead with the property before you commit yourself legally.

Before making this huge step it is always best to speak to a chartered surveyor and ask them to go through the following questions with you:

  • Are there any specific defects with the property and is there anything I should get carried out urgently?
  • What is the value of the property and what is a reasonable price I should pay?
  • Will my mortgage valuation provide me with all the information I need? Do I need my own survey?

IMGP2422With regards to a mortgage valuation, thousands of home buyers each year rely on this and don’t instruct their own report from an independent professional. Many get away with it, but hundreds pay the price in the form of undiscovered defects and thousands of pounds on avoidable repairs.

As a result the Government, organisations like ‘Which?’ and our own team here all recommend that you arrange a survey by your own surveyor to search out any serious defects in the property. The reason for this is that a mortgage valuation has one purpose only – to satisfy a “Lender” that the house you want to buy with a loan is a sufficiently valuable asset that it can be sold to repay the loan should you be unable to keep up repayments. It won’t explore your home for defects which can escalate very quickly into significant problems, which is what a survey is all about.

Too many property purchasers rely on such a report as if it were a full survey. Don’t be caught out, speak to a local surveyor about what they can do for you – the advice is free, but the conversation could save you thousands.

If you would like to find out more about the following types of professional survey work carried out by Chartered Surveyors of the propertysurveying.co.uk network, please click on the link below…

www.propertysurveying.co.uk/INDEX/Survey.html

Have you heard about our Chartered Surveyors in Crawley?

www.crawleysurveyors.co.uk

Worth_Church_CrawleyCrawley has been a settlement since the Stone Age, and the Romans had ironworks here. It lies within the Sussex Weald. Crawley has expanded by the creation of 13 new neighbourhoods, with new houses  – detached, semi-detached and terraced – and bungalows, but no tower blocks.

Contact us for advice on commercial surveys, home property surveys, party wall advice or other building or planning issues.

We offer building survey services that include the ‘RICS Homebuyer Report’, the ‘Full Building Survey’ and the ‘House Purchase Survey Report’. We have a survey to suit all building types and budgets; residential or commercial, large or small.

We will deal with you personally, giving you building survey advice; helping you to choose the right property survey for your home or business. Our fees are all inclusive so you can discuss the building, structure and property defects at any time.

Please telephone the Survey Desk to discuss your building survey or other property requirements.

01293 319 391

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements

Moving to Weybridge and in need of an experienced Surveyor?

www.weybridgesurveyors.co.uk

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Chris Hunt MRICS

“My surveying experience extends from a solid core of survey reports, like the HomeBuyers Survey and the House Purchase Survey, to a wide range of residential and commercial expert surveys, valuations and reports. I can highlight any and all issues and defects at your potential property purchase or your current home, making sure you have all the information you need to proceed.   

“If you are buying a property, you could save thousands in unexpected remedial works by instructing us to carry out a property survey on your behalf. Please don’t hesitate to give me a call”

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements

Did you know that Keith Batten FRICS covers Merthyr Tydfil?

www.merthyrsurveyors.co.uk

Merthyr Tydfil was once the largest town in Wales, but is now ranked as the 15th largest urban area. It was also once occupied by Romans who built a fortress, whose ruins were found under the Merthyr Tydfil football pitch.Cyfarthfa Castle, Merthyr Tydfil

If you’re moving to Merthyr Tydfil and are in need of some local property advice Keith Batten FRICS may be able to help you. He is a Chartered Surveyor specialising in Property Surveys, Building Surveys, Structural Surveys, House Purchase Surveys, Homebuyer Reports, Major Defects Reports, Ratings Appeals, Home Surveys and Property Valuations, Property Acquisition work, Party Wall work and other professional work throughout Merthyr Tydfil and the surrounding area.

For friendly advice without obligation, please call Keith Batten FRICS on

01685 470 471

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements

Are you looking for a surveyor in Beccles?

www.becclessurveyors.co.uk

Beccles, Suffolk

Graham Shipp MRICS is a Chartered Building Surveyor specialising in Property Surveys, Building Surveys, Structural Surveys, House Purchase Surveys, Homebuyer Reports, Major Defects Reports, Property Valuations, Property Acquisition work, Party Wall work and other professional work throughout Beccles and the surrounding area.

For friendly advice without obligation, please call Graham Shipp MRICS on

01502 340 342

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements

Bicester Garden City planned for North Oxfordshire

New Garden Cities are being pushed through by the coalition government in locations across the country, resulting in localised large scale investment. We look at the issues surrounding development proposed for Bicester, North Oxfordshire, the political and fiscal motives and a brief history of the garden city movement…
To read the whole article, click here.

Chancellor’s Autumn Statement – Stamp Duty

George Osborne’s Autumn Statement has brought about the end of the frequently criticised ‘slab-style’ Stamp Duty system, introducing a new system more akin to income tax. The result will be stamp duty savings for all but the highest value 2% of the market. We look at what the changes really mean and how the previous method was flawed…
To read the whole article, click here.

Redhill Surveyors

www.redhillsurveyors.co.uk

Redhill buildings

Redhill Surveyors specialise in Property Surveys, Building Surveys, Structural Surveys, House Purchase Surveys, Homebuyer Reports, Major Defects Reports, Home Surveys and Property Valuations, Property Acquisition work, Party Wall work and other professional work throughout Redhill and the surrounding area.

For friendly advice without obligation, please call us on

Tel: 0800 880 6264

Chris undertakes surveys and valuations on period and modern residential properties, including houses, bungalows and flats for property buyers.

Connecting you to Independent Chartered Surveyors
www.propertysurveying.co.uk
…for all your building survey and property requirements